ACV vs TCV

ACV and TCV are the two ways SaaS companies size a deal. Sales reports one; finance reports the other; investors want both.

The key difference: ACV is the annualised value of the contract; TCV is the total value across the entire contract term, including one-off fees.

DimensionACVTCV
What it measuresRecurring revenue per yearTotal dollars over the full contract
Includes one-off fees?No — subscription only, annualisedYes — setup, services, training, hardware
Contract length effectSame for a 1-year and a 3-year deal at the same rateGrows with contract length
Used forARR planning, sales quotas, cohort analysisBookings, commissions, cash-flow forecasting
Larger of the twoSmaller — one year's worthLarger — full-term value

When to use ACV

Use ACV when you're comparing deals, planning ARR, or tracking sales productivity year over year.

When to use TCV

Use TCV when you're reporting bookings, sizing sales commissions, or forecasting total cash from a signed contract.

FAQs

How is ACV calculated on a multi-year deal?

Total subscription value ÷ number of years. A $300K three-year subscription = $100K ACV. Non-recurring fees are excluded.

Which do public SaaS companies report?

Both, but ARR (very close to ACV summed across customers) is the headline metric. TCV shows up in bookings disclosures.

Do sales reps get paid on ACV or TCV?

Depends on the plan. TCV-based commissions reward long deals; ACV-based commissions align reps with retention. Many companies do a hybrid.

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